Trust our network of debt professionals to help you become debt free! 

Get a Free Assessment





Site Sponsors

Advertise here

Latest Articles
On Tuesday Statistics Canada reported that the debt-to-disposable income ratio for the average Canadian is 165%, near record highs. For every $1 of disposable income, the average person now has $1.65 in debt. Canada has seen the largest increase in household debt relative to income of any major developed country since 2000.
15.06.2016
 
Canadian household debt as a percentage of income edged lower in the first quarter but remained at elevated levels as consumers continued to borrow, a trend economists do not expect to reverse any time soon.
14.06.2016
 
A Halifax woman is warning others to think twice before buying a pre-paid credit card at the grocery store or pharmacy, calling the fees that come with them "a rip-off." Angela Gerard received her first MasterCard gift card for her birthday.
08.06.2016
 
The number of Alberta loans (aside from mortgages) at least 90 days past due in the first three months of 2016 was up 11.8 per from the same period last year, according to data company TransUnion’s Canada Industry Insights Report.
18.05.2016
 
If the term “subprime” means anything to you, it likely conjures up images of the U.S. debt crisis of 2008-09, when subprime borrowers, unable to pay their loans, helped push the financial system to the brink of collapse. So it probably isn’t good news to hear that subprime lending is becoming a bigger part of Canada's economy.
18.05.2016
 
British Columbians are heading toward bankruptcy in increasing numbers, and easy access to credit suggests that trend is likely to continue.
03.05.2016
 
It may be a statistical blip, or it may be a warning bell that Canadians have taken on too much debt, and are now struggling to handle it.
29.04.2016
 
Want to spend that tax refund cheque on everyday items, or worse — a vacation? Don’t, it’s a temptation that could trip up even the best retirement planning in the world.
25.04.2016
 
If you feel pinched making payments on your debts, it may make sense to roll them all into one monthly bill. But bear in mind that while it’s meant to ease your debt situation, you’ll need to qualify for that lower-interest consolidation loan. Here’s how to stack the odds in your favour.
11.04.2016
 
Anyone who took the time to read through Ontario’s 2016 budget in its entirety may have noticed a small discrete paragraph announcing the province’s plan to design and implement a “basic income” pilot program. While details remain vague, economists say the intent of the initiative is to lift people out of poverty by providing all residents with a guaranteed minimum income every month—regardless of whether they work or not.
16.03.2016
 
1
Our Sponsors

Advertise here

Your Feedback
Visitor: So nice to see a site like this. Very helpful, thank you
11.03.2016
Forum Posts
Sponsored Sites

Advertise here

Public polls
By CanadianDebt 27.02.2016
By CanadianDebt 21.02.2016
Latest News
As of May 20, 2016, Saskatchewan had the highest delinquency rate in the country. Given how significantly Saskatchewan and Alberta have been hit by the oil slump, this doesn’t necessarily come as a surprise to financial strategists and advisors throughout the country. As severance pay and EI begins to run out for unemployed oil patch workers, the question is – what happens now?
07.06.2016
 
Alberta’s unemployment rate hit its highest level in more than 20 years in February, after climbing more than 2.5 points in the past year. Statistics Canada reported Friday that the province’s unemployment rate hit 7.9 per cent in February, its highest mark since August 1995. That’s up 0.5 points from January and 0.6 points higher than the national average.
11.03.2016
 
The average Canadian household had a record $1.65 in debt for every dollar of disposable income in the fourth quarter of 2015, Statistics Canada says, up from around $1.64 in the previous quarter. That's in part because debt is growing twice as fast as people's incomes. Household debt grew by 1.2 per cent in the quarter, while incomes rose 0.6 per cent.
11.03.2016
 
Albertans have the highest average debt load in the country at more than $27,000, says Equifax Canada. A study released this morning says consumer debt delinquencies in the province jumped 25 per cent over the same quarter last year.
10.03.2016
 
The Bank of Canada held interest rates steady on Wednesday, citing stronger non-energy exports and an economy growing largely as expected, as it awaits this month's federal budget to gauge the impact of the Liberal government's stimulus plans.
09.03.2016
 
The Bank for International Settlements says central banks like the Bank of Canada and the U.S. Federal Reserve are running out of policy room and have been "over-burdened'' over the past few years.
07.03.2016
 
Amid sky-high consumer debt, it’s a disturbing sign of the times: a growing number of Canadians are being duped by unscrupulous debt-settlement companies. Horror stories from debt-laden consumers who have turned to such operators for help, only to find themselves even further in the hole or being sued by their creditors, are prompting the Ontario government to crack down with new legislation to be introduced Thursday.
01.03.2016
 
The government of Ontario is planning to launch a pilot project to test out a guaranteed basic income.
26.02.2016
 
In the next two years, Tesla and Chevy plan to start selling electric cars with a range of more than 200 miles priced in the $30,000 range. Ford is investing billions, Volkswagen is investing billions, and Nissan and BMW are investing billions. Nearly every major carmaker—as well as Apple and Google—is working on the next generation of plug-in cars.
24.02.2016
 
The Canadian dollar has likely done about as much falling as it's going to do, according to an updated currency forecast from CIBC World Markets.
24.02.2016
 
1
Who we are and what we do

DebtSolutionsCanada.ca is Canada's only online community dedicated to helping you become debt free. Join today and gain access to trusted debt professionals from all over Canada. Ask questions in the forums, do research, watch videos, read articles, the latest news and so much more.

Tell us about yourself and your situation in a blog post and get advice from our network of debt experts. There is no personal information required, no obligation and the best part is, IT'S FREE.

DebtSolutionsCanada.ca is a free online resource center and there is no charge to use our site. So browse the forums, read some articles and when you find the right expert you'll know it!

Not sure what to do? Fill out the free assessment form to the left and we'll conduct a free no obligation assessment of your situation, advise you on the options you have to consolidate, how it will affect you and who the most reputable companies in your area are!

We look forward to helping you become debt free!!

Sincerely,

DebtSolutionsCanada.ca Management Team

People Just Like you have asked for help!
06.05.2016
Gentille - Winnipeg Manitoba
06.05.2016 Comment
04.05.2016
Chris - Calgary Alberta
04.05.2016 Comment
Brittney - Prince George BC - $19,400 of unsecured debt
04.05.2016 Comment
Aaron - Sylvan Lake Alberta
04.05.2016 Comment
02.05.2016
Natozha - Drayton Valley Alberta
02.05.2016 Comment
Sponsored Sites

Advertise here

Latest Media Posts
If you’re struggling with any amount of credit card and unsecured debt, let us help. We’ll conduct a no obligation consultation to discuss all of your options and together we can put a plan in place t…
0 fans
Canada
21.03.2016
08:19
Trying to get out of debt is overwhelming. Even when you’ve past one obstacle there feels like there are many more to go. So you look for help … But sometime...
09.03.2016
02:39
http://www.solvingdebt.ca Debt problems? Considering bankruptcy? There is an alternative, and it's called a Consumer Proposal. At Bromwich & Smith, we've hel...
09.03.2016
05:10
Laurie Campbell, CEO of Credit Canada Debt Solutions, discusses rising Canadian debt levels with Amanda Lang on The Exchange. Hear about the factors and tren...
09.03.2016
02:03
Federal authorities demanded secrecy in no-penalty, no-prosecution deal to high net worth Canadians. To read more about CBC's investigation: http://www.cbc.c...
08.03.2016
11:30
You've heard the commercials before -- credit settlement agencies promising big reductions in the debt you owe. But do they deliver? 16x9 investigates a cont...
08.03.2016
Helping people in Langley BC consolidate their debt! Debt can be overwhelming and we often feel that there is no hope, that you will always be stuck in this never ending situation. My name is Maureen…
0 fans
Langley, Canada
03.03.2016
Helping people in Surrey BC consolidate debt and realize the dream of living debt free. My name is Greg Martin, debt advisor for Canadian Debt Solutions Inc. I've been an advisor for over 14 years and…
1 fans
Surrey, Canada
01.03.2016
01:57
Mike Drolet speaks to Laurie Campbell about the growing trend of seniors holding debt in retirement.
29.02.2016
00:31
The Credit Counselling Society responds to Statistics Canada’s latest household debt to income ratio report.
29.02.2016
01:48
Dianne Buckner reports on Canada’s growing household debt, driven by mortgages and cars. »»» Subscribe to CBC News to watch more videos: https://www.youtube....
29.02.2016
02:30
Laurie Campbell, CEO of Credit Canada Debt Solutions Inc., discusses the height of Canadians household debt.
27.02.2016
01:51
CBC's James Fitz-Morris examines debt-to-income levels for the average Canadian family For more: http://www.cbc.ca/1.3223917 »»» Subscribe to CBC News to wat...
27.02.2016
07:36
Host Dianne Buckner hears from the Assistant Parliamentary Budget Officer that for every $100 Canadians earn, they owe $171 in debt, and it's going to get wo...
26.02.2016
01:07
Debt.ca is Canada’s debt help site. We serve Canadians with thorough, accurate and accessible online information about personal finances.
26.02.2016
Debt Consolidation in Ontario.  Browse forums and ask questions below. Specifically for people in Ontario, this page will hold the answers you need in order to become debt free. Post questions in the…
2 fans
Canada
26.02.2016
Debt Consolidation in Manitoba.  Browse forums and ask questions below. Specifically for people in Manitoba, this page will hold the answers you need in order to become debt free. Post questions in t…
2 fans
Canada
26.02.2016
Debt Consolidation in Saskatchewan.  Browse forums and ask questions below. Specifically for people in Saskatchewan, this page will hold the answers you need in order to become debt free. Post questi…
2 fans
Canada
26.02.2016
Debt Consolidation in Alberta.  Browse forums and ask questions below. Specifically for people in Alberta, this page will hold the answers you need in order to become debt free. Post questions in the…
3 fans
Canada
26.02.2016
Debt Consolidation in BC.  Browse forums and ask questions below. Specifically for people in BC, this page will hold the answers you need in order to become debt free. Post questions in the forums or…
2 fans
Canada
26.02.2016
Experts from across the country with knowledge and experience in all aspects of debt consolidation.
2 fans
Canada
22.02.2016
Professionals in the mortgage/lending industry
0 fans
Canada
22.02.2016
0 - 9,999 - 0%
10,000 - 19,999 - 0%
20,000 - 29,999 - 0%
30,000 - 39,999 - 0%
40,000 - 49,999 - 50%
50,000 - 59,999 - 0%
60,000 - 69,999 - 0%
70,000 - 79,999 - 50%
80,000 - 89,999 - 0%
90,000 - 99,999 - 0%
100,000 + - 0%
21.02.2016
Credit Counsellors and Debt Management companies
0 fans
Canada
21.02.2016
Recent videos
latest
Helpful Groups
Featured
Debt Consolidation in Ontario.  Browse forums and ask questions below. Specifically for people in Ontario, this page will hold the answers you need in order to become debt free. Post questions in the forums or the comments section and an expert in Ontario debt consolidation will respond the same da…
2 fans
Canada
26.02.2016 From CanadianDebt
Debt Consolidation in Manitoba.  Browse forums and ask questions below. Specifically for people in Manitoba, this page will hold the answers you need in order to become debt free. Post questions in the forums or the comments section and an expert in Manitoba debt consolidation will respond the same…
2 fans
Canada
26.02.2016 From CanadianDebt
Debt Consolidation in Saskatchewan.  Browse forums and ask questions below. Specifically for people in Saskatchewan, this page will hold the answers you need in order to become debt free. Post questions in the forums or the comments section and an expert in Saskatchewan debt consolidation will resp…
2 fans
Canada
26.02.2016 From CanadianDebt
Debt Consolidation in Alberta.  Browse forums and ask questions below. Specifically for people in Alberta, this page will hold the answers you need in order to become debt free. Post questions in the forums or the comments section and an expert in Alberta debt consolidation will respond the same da…
3 fans
Canada
26.02.2016 From CanadianDebt
Debt Consolidation in BC.  Browse forums and ask questions below. Specifically for people in BC, this page will hold the answers you need in order to become debt free. Post questions in the forums or the comments section and an expert in BC debt consolidation will respond the same day so check back…
2 fans
Canada
26.02.2016 From CanadianDebt
Sponsored Sites

Advertise here

Recently Added Sites
creditcanada.com — Credit Canada has been helping people get out of debt since 1966. We are a non-profit charity that provides free credit counselling and debt help.
09.03.2016 0 comments From CanadianDebt
cdsi.ca — Debt consolidation in Canada . Eliminate your debt with a payment you can afford. We can help.
07.03.2016 0 comments From CanadianDebt
solvingdebt.ca — Your debt free tomorrow starts here today. Whether you need credit counselling, credit card debt consolidation, a consumer proposal or the services of a bankruptcy trustee, we offer the debt help you need. Debt counselling offices all across Alberta.
07.03.2016 0 comments From CanadianDebt
Blogs

My journey started with an inability to make minimum payments to all my creditors, financing a vehicle that wasn't within my means and that I couldn't maintain, and a pop up on Facebook which lead to me Debt Solutions Canada. It was October 2014, and my de
ajspunk 02.03.2016 1