Everyday Canadians struggle with debt robbing from Peter to pay Paul, living paycheck to paycheck, never knowing if you’re going to have enough to make it to the next pay. It’s a reality all too common but it doesn’t have to be this way.
At Canadian Debt Solutions we take a systematic approach with every client to ensure that we’re taking the right approach for consolidation. We start by looking at what it will take to pay your debt back through a process called debt restructuring. Debt restructuring allows you to pay your debt back without a black mark on your credit and consists of two different methods called “Snowball” and “Avalanche”. With these two methods we can look at how you can repay your debt while paying the least amount of interest during the repayment term.
By employing the debt restructuring method you can repay your debt without affecting your credit, without having to give up your accounts, without having to pay high company fees and without changing your bank. All of which will happen in traditional debt repayment programs. Top to it off with no restrictions on the time limit to pay your debt back and you have the perfect solution to your situation.
Now, in some cases debt restructuring may not be the best approach and that’s why our team can advise and assist with debt management programs, consumer proposals, division one proposals, bankruptcies, consolidation loans, mortgages, mortgage refinancing, and more.
If debt has become too much to manage then let’s talk. We can review all of your options and help you through the process of becoming debt free. To get in touch simply book your appointment below. The consultation is free and there’s no obligation!
Please note: All times below are in Pacific Standard Time.